Open Today! 9:00 AM - 9:00 PM
Open Today! 9:00 AM - 9:00 PM
650 Main Street Chula Vista, CA 91911 619-940-1706
650 Main Street , Chula Vista, CA 91911 | Espanol
Service: 844-482-2788 | Local: 619-940-1706 | Sales: 844-605-3339 | Parts: 844-418-5348

Credit and Car Finance at Toyota Chula Vista

does credit matter

Toyota Chula Vista is the Toyota dealer here to help you find the perfect new or pre-owned Toyota car, truck or SUV. We understand that the financing process can be complicated, especially if you’re struggling to improve your credit. Rest assured knowing that there are many ways to get behind the wheel of your dream vehicle and you’re not alone.

If poor credit is making it difficult to hit the road with a new Toyota vehicle, you have options. However, before you make a quick judgment, it’s worth checking out your financing options. You may be more eligible for auto loans than you might think, even with poor credit. There are many factors that play a role in how you get approved for a loan, so check out all avenues with our finance experts.

If you do have poor credit and it reflects in the loans options for your new or pre-owned Toyota cars, you can expect to see a larger down payment than otherwise to ensure the lender is protected. You will also likely have larger interest rates, as the lender is looking to recover as much of the loan back as possible in a short amount of time.

Our dealership, Toyota Chula Vista, is here to help. In addition to a wide inventory of new and pre-owned Toyota vehicles plus great Toyota service options, we also offer financing choices, specials, and deals to make it even easier to drive home in your dream car. You can apply for your auto loan and calculate your loan payments right on our website, We offer quick approvals for those who qualify, competitive rates for the state, extended warranty programs, and services designed to help protect your vehicle in the long term.

We’re dedicated to finding the right financing options for your needs. Bad credit doesn’t have to hold you back. Whether you’re on the search for a new Toyota Camry or a new Toyota Sienna, our team will work with you to customize the right payment plan to fit your needs. We offer specials on vehicles and service, as well as incentives for military personnel, their families, and recent college graduates. Don’t wait! Come on down to 650 Main Street in Chula Vista to learn your options today!

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